I have mentioned in some of my last posts that I have been taking the Dave Ramsey course, Financial Peace University. It all seems like such common sense and you wonder how our world may be in the mess we are in if you follow such simple concepts - but it's not that easy. After two hours tonight of working diligently on a budget the Dave Ramsey way - I have my envelope system in place and it feels wonderful to know that I have enough money to cover what I need to cover WITH wiggle room.
I have a long way to go. It's going to take me a couple of months to get to where I really want to be and take some of his deeper steps - but what a lifted burden to not have to worry. It was awesome tonight to take my little book I keep in my purse and write down every dollar and toss it because I don't have to keep track that way anylonger. I know where my money is, how much I have for certain things, and if that line says "0", that means, "O"!
Sure feels great! It's weird how you resolve some of the greatest issues in life and everything else falls into place. Dave Ramsey talks about holding onto your money with a tight fist. If you are holding your money in a tight fist, none can leave, but none can come in either. Money is ment to be active. To flow. To move. It just needs to be assigned to where you want it to go. If you don't, it will go nowhere and you will then find yourself trying to figure out where it went in crisis mode 99% of the time.
It's awesome stuff. I recommend everyone who needs that extra push to enrich their lives - to take it. I am already being blessed for it. I can't wait till a few years down the road when I will be fruitfully rewarded.
Happy $$$!!
~Sandy
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